Charleston Market Trends in 2026

The Charleston real estate market in 2026 continues to capture attention from buyers, sellers, and investors across the country. With strong economic growth, steady demand, and Charleston’s undeniable Lowcountry lifestyle, the local housing market remains one of the most resilient and desirable in the Southeast.

So, what can we expect from the Charleston housing market in 2026? Let’s take a closer look at the latest trends shaping real estate in the Holy City.

1. Steady Demand Despite Interest Rates

Mortgage rates have shifted over the past year, dipping below 6.5% after recent Federal Reserve cuts. While higher rates in 2024–2025 slowed some buyers, 2026 is showing renewed energy as affordability improves.

  • Buyers relocating from out of state continue to drive demand, especially from the Northeast and Midwest.
  • First-time buyers are re-entering the market with stabilized lending conditions.
  • Investors remain interested in Charleston’s strong rental market, fueled by tourism and a growing job base.

2. Rising Home Prices, But at a Slower Pace

The days of double-digit price growth are behind us, but Charleston homes are still appreciating steadily.

  • Median home price in Charleston sits around $441,000, up modestly from 2025.
  • Luxury properties in Mount Pleasant, Isle of Palms, and Downtown Charleston continue to command multi-million-dollar price tags.
  • More affordable options are still found in North Charleston, Goose Creek, and Summerville, where median prices hover in the $300Ks.

This balanced growth suggests a healthier, more sustainable market in 2026.

3. Inventory Challenges Persist

Like many U.S. cities, Charleston continues to face limited housing inventory.

  • New construction is helping, especially in Summerville, Nexton, and Moncks Corner.
  • However, demand still outpaces supply, keeping sellers in a strong position.
  • Buyers should be prepared for competition in desirable neighborhoods, though bidding wars are less frenzied than in previous years.

4. Flood Zones & Insurance Costs

Flood zones remain a top consideration for Charleston buyers. Rising insurance premiums and FEMA flood map updates mean buyers and sellers must stay informed.

  • Homes in AE or VE zones may face higher insurance costs.
  • Elevated homes, flood mitigation, and private flood insurance are becoming common strategies.
  • Sellers who disclose clearly and prepare documentation upfront are seeing smoother transactions.

5. Neighborhood Trends to Watch

Different areas of Charleston are seeing unique trends in 2026:

  • Mount Pleasant: High demand continues, especially for luxury homes.
  • James Island & West Ashley: Strong appeal for families seeking larger lots and proximity to downtown.
  • Summerville & Nexton: Growth corridors with new construction, schools, and shopping.
  • North Charleston: Remains one of the most affordable entry points for buyers, with new development planned near the Navy Yard and Park Circle.

6. Charleston’s Economy Remains a Powerhouse

The local economy is fueling housing strength:

  • Boeing & aerospace: Expanding operations in North Charleston.
  • Port of Charleston: Record export growth and infrastructure expansion.
  • MUSC & healthcare: New facilities in Nexton and Berkeley County.
  • Tourism: Continues to bring short-term rental interest and second-home buyers.

These economic drivers keep Charleston attractive to buyers and investors alike.

Buying or Selling in Charleston in 2026

The Charleston housing market in 2026 is defined by steady growth, strong demand, and limited supply. Buyers should be prepared for competition, while sellers remain well-positioned to maximize value.

Whether you’re considering buying your first home, moving up, or selling in today’s market, having a trusted local expert on your side makes all the difference.

📲 Thinking about making a move in 2026? Let’s connect. We would be happy to provide a personalized market analysis and guide you through the process.

This content is not the product of the National Association of REALTORS®, and may not reflect NAR's viewpoint or position on these topics and NAR does not verify the accuracy of the content.